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Your Site Title
First Time Buyers
Moving House Mortgage
Remortgage
Specialist Mortgages
Buy to Let
Over 50's Mortgages
About
Refer A Friend
Health Insurance
Family Health Insurance
Business Health Insurance
Individual Private Medical Insurance
Business Protection
Key Person Insurance
Shareholder Protection
Relevant Life Insurance
Business Loan Protection
Folder: Mortgages
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First Time Buyers
Moving House Mortgage
Remortgage
Specialist Mortgages
Buy to Let
Over 50's Mortgages
Folder: About
Back
About
Refer A Friend
Folder: Health Insurance
Back
Health Insurance
Family Health Insurance
Business Health Insurance
Individual Private Medical Insurance
Folder: Business Protection
Back
Business Protection
Key Person Insurance
Shareholder Protection
Relevant Life Insurance
Business Loan Protection
📚 Guides & insight

Know before you borrow

Plain-English mortgage guides, market updates and the answers our clients ask us most. New guides go up regularly — check back often.

🏠
First-time buyer

Coming soon: First-time buyer schemes explained

A plain-English breakdown of every scheme available to first-time buyers in 2026 — Deposit Unlock, Track Record, 95% LTV and more.

Read the guide →
📅
Remortgage

Coming soon: When should I start my remortgage?

The 6-month rule explained — why we start early, how rate-lock switches work, and how to avoid rolling onto SVR.

Read the guide →
📊
Market update

Coming soon: Will mortgage rates drop in 2026?

Where rates have been, where the swap markets say they're heading, and what that means for whether you fix now or wait.

Read the guide →

More guides on the way.
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Mon–Fri 9:30–5:30 · 01933 829 444
Montgomery FS Ltd is an Appointed Representative of BrokerSync Ltd, which is authorised and regulated by the Financial Conduct Authority (972626).
There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed upon following your initial meeting.
Equity Release, Investments, Pensions, Wills, Trusts and Estate Planning will be referred to our authorised third-party providers. Montgomery FS Ltd and BrokerSync Ltd are not responsible for any advice received from the third-party providers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Conveyancing, Wills, and some forms of Buy-to-let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is, therefore, primarily targeted at consumers based in the UK.
Company Registration 12305679. | Registered in England and Wales. Financial Conduct Authority No. 972626