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We search over 100 lenders and thousands of schemes to find the deal your high-street bank can't. On average, our clients unlock significantly more borrowing than a "standard" mortgage calculator says they can.
Your mortgage, from the whole of the market — not just one bank's shelf.
From your high street to lenders you'd never have heard of. That's how we regularly unlock tens of thousands more borrowing than a "standard" high-street calculator — and why so many of our clients buy homes they were told weren't possible.
Talk to an adviser today →Pick the one that sounds like you — or talk to us and we'll point you at the best fit.
Enhanced affordability and the best rates from lenders who actively want first-time buyers.
Best rates from over 20,000 products and 100+ lenders — we'll tell you if staying put is actually the smart move.
Residential, HMO, holiday-let and limited company BTL. We know which lenders say yes to what.
Options for sole traders, contractors & company directors who only need one year's accounts.
Lower deposit requirements and better rates for new-build homes.
We'll get you an agreement in principle so you can make offers with confidence — agents love to see it.
Using guarantor income, savings or property to boost borrowing — without the family handing over cash.
Increase your budget with the government's Shared Ownership scheme — staircase up when your budget grows.
Track Record mortgages and deposit-free schemes — lenders can lend on proof you've paid rent on time.
From 20,000+ products across 100+ lenders — narrowed to your best 2–3.
Book an instant slot Monday to Friday — we'll call you back today.
One expert by your side from hello to the day you get your keys.
Make offers with confidence — estate agents love to see our AIP.
Feet on the ground in Wellingborough — not a faceless call centre.
Average time from application to mortgage offer is just 10 days.
The cover you need to protect you, your family & your home.
Real-time progress, no chasing, no email ping-pong.
We flag your renewal 6–7 months early so you never slip to SVR.
We're based in Wellingborough, live in the communities we serve, and know the lenders who love our local market. We also help clients right across the UK — by phone, Zoom and WhatsApp.
One 20-minute call. Zero obligation. We'll tell you exactly what you can borrow, from which lenders, and what your monthly payment looks like.
Talk to an adviser today →Charles Breen is a Registered Individual of BrokerSync Ltd, which is authorised and regulated by the Financial Conduct Authority (1031981). BrokerSync Ltd is registered in England and Wales (16318056).
There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed following your initial meeting.
Equity Release, Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. Montgomery FS Ltd are not responsible for any advice received from the third-party providers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Conveyancing, Wills, and some forms of Buy-to-let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is, therefore, primarily targeted at consumers based in the UK.
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