Whole-of-Market Mortgage Broker

Privacy Notice

We take data seriously. Please read below to understand how we receive, handle, and process your information.

Our Contact Details

Name: Montgomery Financial
Address: The Granary
8 Strixton Manor Business Centre
Strixton
Wellingborough
NN29 7PA
Phone: 01933 829444
Email: enquiries@montgomeryfs.co.uk
Website: www.montgomeryfs.co.uk

The Type of Personal Information We Collect

We currently collect and process the following types of personal information:

Personal identifiers, contacts, and characteristics (e.g. name and contact details)
Financial information (to help prevent fraud and money laundering)
Health and medical data (for insurance advice)
Property information (for mortgage underwriting)

How We Get the Information and Why We Have It

Most of the personal information we process is provided directly by you to help us deliver mortgage and/or insurance advice.

We also receive data from:

Lenders (to assist with advice, product setup, or ongoing servicing)
Insurance companies (same as above)
CRM and sourcing systems we use in day-to-day processing

How We Use Your Information

We use your data to:

Provide mortgage advice
Provide protection and insurance advice
Perform underwriting checks
Assess your eligibility for financial products

We may share your information with:

Lenders and insurers we recommend
The Financial Conduct Authority (FCA)
The Information Commissioner’s Office (ICO)
The National Crime Agency and other law enforcement
Product sourcing and CRM providers (e.g. Keychain, ACRE, Airtable, iPipeline, AIR Sourcing)

Lawful Basis for Processing

We rely on one or more of the following legal bases:

Contractual obligation
Legal obligation
Legitimate interest

How We Store Your Personal Information

We store your data securely in our CRM system (The Key). We also use regulated sourcing software. We retain your data for as long as required by law and our regulatory obligations. When no longer needed, it will be securely deleted.

Your Data Protection Rights

Under UK data protection law, you have the following rights:

Right of access – Ask for copies of your personal information
Right to rectification – Ask to correct inaccurate or incomplete data
Right to erasure – Ask us to delete your data in certain cases
Right to restrict processing – Ask us to limit what we do with your data
Right to object – Object to how your data is processed in some cases
Right to data portability – Request we transfer your data elsewhere

You don’t have to pay for these rights. If you make a request, we’ll respond within one month.

To exercise any of these rights, contact:
dpo@therightmortgage.co.uk

How to Complain

If you’re concerned about how we’ve handled your data, you can complain to us at:
dpo@therightmortgage.co.uk

Or to the ICO:
Information Commissioner’s Office
Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF
Helpline: 0303 123 1113
Website: www.ico.org.uk

Montgomery FS Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances and will be agreed following your initial meeting.

Equity Release, Investments, Pensions, Wills, Trusts, PMI and Estate Planning will be referred to our authorised third-party providers. Montgomery FS Ltd and The Right Mortgage Network are not responsible for any advice received from the third-party providers.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Conveyancing, Wills, and some forms of Buy-to-let Mortgages and Commercial Mortgages are not regulated by the Financial Conduct Authority.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured against it.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is, therefore, primarily targeted at consumers based in the UK.