How much is your typical broker fee?

Our standard residential advice fee is £476. Buy-to-let is £673.

Do you cover surrounding towns?

Yes--Rushden, Raunds, Kettering, Corby, Northampton, Bedford and more.

Mortgage Broker Raunds | Northamptonshire Mortgage Adviser

Expert Mortgage Advice & Trusted Mortgage Broker in Raunds

Are you looking for a mortgage broker in Raunds residents trust? Our experienced mortgage specialists provide comprehensive, personalised mortgage advice designed specifically to meet your mortgage needs. Whether you're a first-time buyer, homeowner considering remortgaging, or a landlord interested in a buy-to-let mortgage, we provide expert advice and suitable mortgage products to ensure you get the right mortgage that aligns with your financial situation and long-term goals.

Our mortgage consultants have extensive industry experience, offering sound financial solutions, professional mortgage advice, and exceptional service. We take time to understand your unique personal circumstances, ensuring we provide mortgage options tailored to your needs. Our highly recommended mortgage services have access to the whole market, meaning we can explore mortgage solutions from a wide range of lenders, providing you with competitive rates and the best deal available. Our dedicated adviser will help you navigate the mortgage process and secure a mortgage that works for your circumstances.

Why choose Montgomery Financial as your Raunds Mortgage Broker?

Our mortgage advisors have extensive knowledge of the mortgage market and years of experience helping clients secure great mortgage deals. Whether it's your first mortgage, a new mortgage, or buy-to-let mortgages, we provide tailored mortgage solutions to find the right mortgage options that suit your circumstances perfectly.

We understand every client has unique mortgage needs. Our advisers in Raunds offer personalised mortgage advice, carefully guiding you through the mortgage process and ensuring you find the best mortgage options available. Our professional mortgage service provides clear guidance every step of the way.

Expert Mortgage Advisers

We provide professional financial services that tailor to individual circumstances. We're dedicated to helping you secure a mortgage that fits your mortgage needs perfectly.

Our mortgage calculator helps you understand much can i borrow based on your income and circumstances. We also provide mortgage and protection advice to safeguard your investment, ensuring every mortgage we arrange comes with comprehensive support throughout the entire mortgage process

Personalised Mortgage Advice

Applying for a mortgage can seem complicated, particularly when buying your first home. Our experienced mortgage advisors simplify this stress-free application process by managing all the paperwork and liaising with solicitors and estate agents on your behalf, ensuring you receive your mortgage offer within a reasonable timeframe. Getting a mortgage doesn't have to be stressful when you have the right support

Montgomery Financial - Our Approach

Simple, Straightforward Approach

We specialise in making the mortgage process smooth and stress-free. From your first chat with us to getting the keys to your new home, we'll guide you every step of the way. Whether you're unsure how moving home works with an existing mortgage, or you're worried about borrowing enough -- we're here to help simplify it all, so you can focus on packing boxes and choosing paint colours.

Whole of Market Access

We search the entire mortgage market -- comparing thousands of products across over 100 lenders -- to find a deal that's tailored to your needs. Whether you're moving up the ladder or relocating, we make sure you're not missing out on better rates or terms elsewhere.

Dedicated Adviser and Case Manager

When you contact Montgomery Financial, you'll be assigned both a dedicated mortgage adviser and a dedicated case manager. That means one team guiding you from start to finish -- no call centres, no bouncing around between departments. We'll liaise with your lender, solicitor, and surveyor to keep things moving and reduce stress during your move.

Flexible Appointments That Work Around You

We know life gets busy. That's why we offer flexible appointments to fit your schedule -- whether it's during the day, in the evening, or even weekends. We're here when you need us.

Living in Raunds

Set in the heart of Northamptonshire, Raunds is a charming market town that combines historic character with modern convenience. The town centre features traditional shops and amenities, while excellent transport links provide good access to Wellingborough, Northampton, and the wider region via the A45.

Green spaces include numerous parks and recreational areas perfect for families, plus the beautiful surrounding countryside typical of Northamptonshire. The town maintains a strong community spirit with local events and traditional market town atmosphere.

Education options range from excellent primary schools to nearby secondary schools and colleges. Housing varies from period cottages to modern developments, ensuring there's something for every budget. With its peaceful setting, excellent amenities, and affordable property prices, living in Raunds offers great value. Our team provides insights into properties in the area and how different mortgage options affect how much you can borrow.

Benefits of Using an Independent Mortgage Broker

Using an independent mortgage broker in Raunds offers numerous advantages. We provide unbiased mortgage advice, ensuring you receive the best possible mortgage solutions. Our comprehensive service compares a wide range of mortgage products, saving you time and effort, and ensuring you find the right mortgage for your needs.

Whole of Market Mortgage Brokers

Our advisers have full access to the whole market, allowing us to offer you extensive mortgage options. This approach ensures you receive the most competitive mortgage rates and terms, tailored specifically to your financial situation and goals.

Experienced Mortgage Advisors in Raunds

Our team of mortgage experts in Raunds are authorised and regulated by the Financial Conduct Authority. We offer transparent and professional mortgage and protection advice, guiding you to make informed decisions. We’re dedicated to helping you get a mortgage that fits your financial needs perfectly.

Comprehensive Mortgage and Protection Advice

Alongside mortgage advice, we offer comprehensive mortgage and protection services to safeguard your investment. Our mortgage advisers thoroughly discuss your protection needs, ensuring your home and financial stability are secure throughout the life of your mortgage

Mortgage Process - Contact Our Adviser in Raunds

Ready to find the perfect mortgage? Contact our advisers in Raunds today for a consultation. Discover how our mortgage broker in Raunds service can help you secure a mortgage tailored to your specific financial goals and personal circumstances. Whether you need expert advice or are ready to start your application process, our team is here to provide mortgage solutions that work for you.

We provide mortgage advice across England. If you are local to the area and would like to talk to a specialist advisor please contact us.

Northampton Kettering Corby Wellingborough

Montgomery Financial FAQ Accordion

Why should I use a mortgage broker instead of going directly to a bank?

Using a mortgage broker gives you access to the whole market rather than just one lender's products. Our mortgage advisers in Raunds compare products across high-street banks, specialist providers, and buy-to-let lenders to find the best deal tailored to your needs. With expert advice on complex applications, faster lender referrals, and dedicated support every step of the way, you benefit from exceptional service and stress-free mortgage solutions.

What documents do I need for a mortgage application?

To get a mortgage offer, you'll typically need:

Proof of identity: Passport or driving licence
Proof of address: Utility bill or council tax statement (dated within 3 months)
Proof of income: P60, last 3 months' payslips (or SA302 for self-employed)
Bank statements: Last 3--6 months showing income and outgoings
Deposit evidence: Savings statements or gifted deposit letters
Credit history: Lenders may run a credit check and ask for explanations for any irregularities

Our mortgage broker in Raunds will guide you through the full documentation checklist and tailor additional requirements for specialist cases.

Can you help me get a first-time buyer mortgage in Raunds?

Absolutely. As first-time buyer specialists in Northamptonshire, our advisers provide expert guidance on deposit requirements, government schemes, stamp duty relief, and securing an agreement in principle. We use our whole-of-market access to find the right mortgage, ensuring buying your first home in Raunds is smooth and stress-free.

How much can I borrow?

Borrowing capacity is based on your income, outgoings, credit history, and the lender's criteria. Generally, most lenders offer 4--4.5× your annual income. Use our online mortgage calculator for an instant estimate, and our advisers will provide tailored advice to secure the right mortgage for your financial goals.

How much can I borrow for a mortgage in Raunds?

In Raunds, borrowing limits follow national lending criteria: typically 4--4.5 times your salary. Our expert advisers will assess your circumstances, use our mortgage calculator, and match you with lenders offering the best rates and products for local property values.

How long does it take to get a mortgage?

From application to completion, the mortgage process usually takes 4--8 weeks, depending on case complexity and any property searches. By working with our broker in Raunds, you benefit from proactive case tracking, fast lender referrals, and expert support to secure your offer as quickly as possible.

How much do your Raunds mortgage brokers charge?

We offer transparent, competitive fees. For a standard residential mortgage application in Raunds, our typical adviser fee is £476 payable on application. We'll confirm all charges during your initial consultation so you know exactly what to expect.

How do I find the best mortgage deal in Raunds?

Our mortgage broker service compares products from across the market to find the best deal available. We provide tailored advice on rates, lender criteria, and mortgage protection options--securing the best possible deal for your needs.

Looking to Buy-to-Let?

As buy-to-let specialists, we support landlords at every stage: from first investment to portfolio expansion. We access a wide range of products and limited-company structures, matching you with lenders that offer competitive rent-cover ratios and flexible terms.

Looking to Remortgage?

Whether you're chasing a better rate or unlocking equity, our remortgage advisers in Raunds compare whole-of-market products to secure the most competitive rates. We guide you through the process, advise on protection insurance, and tailor solutions to your evolving needs.

What if I'm self-employed?

Self-employed? No problem. Our expert advisers work with lenders who specialise in self-employed applications. We'll help you gather the right evidence (SA302s, accounts, and tax returns) and secure a mortgage deal tailored to your circumstances.

What happens if I can't keep up mortgage repayments?

Failing to keep up repayments can lead to repossession of your home. That's why we conduct thorough affordability assessments and recommend suitable mortgage and protection advice, ensuring you have the right cover in place to protect your home and family.

All people working within Montgomery Financial share those values and beliefs and support the reinforcement of the fair treatment of our customers.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK

There may be a fee for mortgage advice, the exact amount will be based on your circumstances and will be confirmed upon initial consultation. A typical fee of £476 is payable on application for residential mortgages and £673 for buy to let mortgages.

Montgomery Financial is a trading style of Montgomery FS Ltd, which is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Montgomery FS Ltd is registered in England and Wales no: 12305679. Registered Address: The Granary 8 Strixton Manor Business Centre, Strixton, Wellingborough, NN29 7PA

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Broker in Raunds - Advisers in Raunds Northamptonshire